Business Insights Analyst

Gallagher
Sterling Heights, MI


At Gallagher Benefit Services, you’re a trusted partner to organizations navigating some of their most important people decisions. We help clients build better workplaces, where people feel supported, empowered, and inspired to thrive. Whether it’s shaping benefit strategies, designing wellbeing programs, or advising on workforce challenges, the work you do here creates meaningful change for businesses and the people who power them. We’re a community of bold explorers, trusted experts, and compassionate partners; working side by side to solve problems, and shape the future of work. Here, curiosity is encouraged, collaboration is second nature, and your ideas have room to grow. If you’re looking for a place where your contribution matters and where you can help build a better world of work; think of Gallagher.

Overview

We are a growing employee benefits team focused on delivering thoughtful, data-driven solutions to employer clients. Our team partners closely with organizations to design competitive and sustainable benefit programs that balance cost, risk, and employee experience. As we continue to grow, we’re excited to add a Benefits Analyst who enjoys working with data, collaborating with a team, and contributing to strategic client solutions.

The Benefits Analyst plays an important role in evaluating employer-sponsored health plans through claims analysis, financial modeling, and market strategy. This individual will help translate data into clear insights that support plan design decisions and risk management discussions.
This position is well-suited for someone who is analytical, detail-oriented, and comfortable managing multiple projects in a dynamic environment.
How you'll make an impact

Key Responsibilities

Claims & Experience Analysis

  • Pull and review monthly medical, dental, vision, and ancillary claims reports
  • Track plan performance, utilization trends, and cost drivers
  • Maintain renewal and experience reporting for assigned groups
  • Identify patterns and summarize findings for internal and client discussions

Financial Modeling & Forecasting

  • Develop renewal projections and contribution models
  • Create financial comparisons to support budgeting and funding decisions
  • Assist in evaluating plan performance year-over-year
  • Support funding analyses (fully insured, level-funded, self-funded)

Plan Strategy & Risk Review

  • Participate in internal strategy meetings to review employer plan performance
  • Provide data-driven input on plan design considerations
  • Support long-term cost management discussions

Market Analysis & Carrier Quoting

  • Prepare underwriting submissions and market groups to carrier partners
  • Review carrier proposals for competitiveness and alignment
  • Develop clear side-by-side comparisons
  • Assist with negotiations and final recommendations
About You

Qualifications

  • Bachelor’s degree in Finance, Business, Economics, Mathematics, or related field (or equivalent experience)
  • 1–3+ years of experience in employee benefits, underwriting, or health insurance analytics preferred
  • Proficiency in Excel (pivot tables and financial modeling required; advanced skills a plus)
  • Strong analytical and problem-solving skills
  • Comfort working with data and financial models
  • Ability to manage multiple projects and deadlines
  • Clear and professional communication skills
  • A collaborative mindset and willingness to learn
  • Understanding of employer-sponsored health plans preferred

Compensation and benefits

We offer a competitive and comprehensive compensation package. The base salary range represents the anticipated low end and high end of the range for this position. The actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.

Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve:

  • Medical/dental/vision plans, which start from day one!
  • Life and accident insurance
  • 401(K) and Roth options
  • Tax-advantaged accounts (HSA, FSA)
  • Educational expense reimbursement
  • Paid parental leave

Other benefits include:

  • Digital mental health services (Talkspace)
  • Flexible work hours (availability varies by office and job function)
  • Training programs
  • Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing
  • Charitable matching gift program
  • And more...

**The benefits summary above applies to fulltime positions. If you are not applying for a fulltime position, details about benefits will be provided during the selection process.

We value inclusion and diversity

Click Here to review our U.S. Eligibility Requirements

Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work.

Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.

Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as “protected characteristics”) by applicable federal, state, or local laws.

Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.

Posted 2026-04-03

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