Life Care Specialist
- Provide assistance to financial advisors/agents in completing life insurance applications
- Develop and maintain contacts at insurance carriers
- Keep abreast of product updates and underwriting guidelines
- Update life team on various issues related to underwriting
- Work with licensing team on issues related to submitted business
- Determine risk class quoted and review any medical information submitted with the application to ensure the PI currently qualifies for the quoted risk class
- Communicate with insurance company regarding submitted applications
- Update agency management system as case moves through underwriting process
- Provide status updates via email or phone to financial advisors/agents
- Review medical records to ensure all necessary items are received to avoid delay and to determine if quoted risk class will still apply based on information obtained in medical records
- Forward medical records to the carrier to match to client file and reviewed by the underwriter.
- Work with in-house underwriter to assess whether the risk class is appropriate based on information obtained and when cases are approved “other than as applied for”
- Assist financial advisor/agent in managing offers “other than applied for”
- Submission of informal applications for preliminary underwriting decision
- Review of underwriting decision updating internal record to reflect final benefit and premium amounts
- Back-up assistance for illustrations Second level review of submitted applications
- Request updated illustrations for cases issued “other than applied for”
- Performs other duties and responsibilities as assigned
- Principles, practices, and procedures of general office concepts
- Policies that govern personal life insurance operations.
- Process flows within specific assigned functional area.
- Regulations for specific assigned functional area.
- Communicating detailed information provided by insurance company to clearly provide financial advisors/agents with status and course of action
- Relaying information to insurance carriers to help ensure best offers are received for clients
- Identifying potential issues related to life insurance underwriting
- Operating standard office equipment and using required software applications to produce correspondence, reports, electronic communication, spreadsheets, and databases.
- Organize, manage, and track multiple detailed tasks and assignments with frequently changing priorities and deadlines in a fast-paced work environment.
- Use appropriate interpersonal styles and communicate effectively, both orally and writing, with internal associates and external contacts at all levels.
- Effectively gather all relevant information in order to analyze, research, and resolve business issues in order to make decisions.
- Analyzing data to identify discrepancies.
- Problem solving.
- High School Diploma and a minimum of five (5) years experience in the areas of annuities, life insurance, long-term care, and/or disability income products or financial services industry or customer service.
- Associates Degree and a miminum of one (1) year experience in the areas of annuities, life insurance, long-term care, and/or disability income products or financial services industry or customer service.
- Bachelors Degree Preferred.
- Any equivalent combination of experience, education, and/or training approved by Human Resources.
- Life, Health and Variable Annuities License is helpful but not required.
- Grow professionally and inspire others to do the same
- Work with and through others to achieve desired outcomes
- Make prompt, pragmatic choices and act with the client in mind
- Take ownership and hold themselves and others accountable for delivering results that matter
- Contribute to the continuous evolution of the firm
Recommended Jobs
Senior Planner - 1st Shift
Logistics at full potential. At GXO, we’re constantly looking for talented individuals at all levels who can deliver the caliber of service our company requires. You know that a positive work …
Customer Service Representative
Job Description Make up to $15/hr with tips We are searching for qualified customer service reps with personality and people skills. We're growing so fast it's hard to keep up, and that mea…
Dishwasher/Janitor
For this position, pay will be variable by location - See additional job details and benefits below. As our Dishwasher, it'll be your job to ensure everything is clean, spotless and sanit…
Design Review Engineer
Design Review Engineer Location Troy, MI : We are currently seeking our newest innovator to join our dynamic team as aSoftware Engineer.Position OverviewWe are seeking a Design Review Engineer to joi…
MECHANIC
Job Description Job Description MECHANIC Department: Maintenance Union: UAW PURPOSE AND SCOPE OF JOB Under general supervision, to perform the full range of automotive and mechani…
Customer Sales Representative - Remote
Customer Sales Representative (Remote): Your Next Career Opportunity! Are you a highly motivated and customer-focused individual looking for a rewarding career? We're seeking dedicated Customer …
Maintenance Technician
Join the fastest growing property management company in Michigan as a Maintenance Technician! LR Management is looking for a dependable and hard-working individual with previous apartment maintenance…
Casualty Claims Representative
At Michigan Farm Bureau (MFB), Michigan's leading advocate for agricultural communities, we are looking for a dedicated Casualty Claims Representative to enhance our members' experience through the ef…
Electrolyzer Stack Test Engineer (Kettering University Section A Co-Op- October 2025)
Company Description We Are Bosch. At Bosch, we shape the future by inventing high-quality technologies and services that spark enthusiasm and enrich people’s lives. Our areas of activity are …
Cloud Contact Center Engineer (Lansing, MI)
This is a technical lead role working with cross-functional teams and agency business teams to support and implement complex agency contact center solutions. Specifics below: Confident in a cli…