Software Engineer II, Backend (Identity Decisioning)

Software Engineer II, Backend (Identity Decisioning)

1 week ago • Be among the first 25 applicants

Affirm is reinventing credit to make it more honest and friendly, giving consumers flexibility to buy now and pay later without hidden fees or compounding interest.

Identity Engineering owns the systems responsible for onboarding all consumers and managing their authentication and verification journeys across affirm’s product surfaces. In this role, you will need to gain a deep understanding of the business, product and engineering context, and utilize that context to own and deliver high-availability and low-latency systems on the critical paths for all of our products.

What You'll Do

• With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• Collaborate across product management, design & analytics, participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting on-call and "keep the lights on" efforts.
• Contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

What We Look For

• You have a total of 1.5+ years of experience as a software engineer.
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
• You are familiar with the building blocks of distributed systems and the technologies like AWS, MySQL and Kubernetes.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well‑tested and extensible code.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback through code reviews.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, manager, and stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• This position requires either equivalent practical experience or a Bachelor's degree in a related field.

Compensation

Base Pay Grade – L

Equity Grade – 6

Employees new to affirm typically come in at the start of the pay range. affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job‑related skills.

Base pay range (CA, WA, NY, NJ, CT) per year: $160,000 – $210,000

Base pay range (all other U.S. states) per year: $142,000 – $192,000

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).

Benefits

• Health care coverage – affirm covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets – generous stipends for spending on technology, food, various lifestyle needs, and family forming expenses.
• Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
• ESPP – employee stock purchase plan enabling you to buy shares of affirm at a discount.

We believe it's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

By clicking "Submit Application," you acknowledge that you have read affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Supplemental Information

Affirm is proud to be a remote‑first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. To the extent roles are location‑based, participation in the interview process may be required.

Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, affirm will consider for employment qualified applicants with arrest and conviction records.

Seniority level: Mid‑Senior level

Employment type: Full‑time

Job function: Engineering and Information Technology

Referrals increase your chances of interviewing at affirm by 2x.