Auto Claims Representative

Job Description

Job Description

Auto Claims Representative - First Notice of Loss

CURE Auto Insurance is a leading direct writer of auto insurance in New Jersey, Pennsylvania, and Michigan. CURE offers a great working environment, competitive salary, and comprehensive benefits package which includes health and dental coverage, life and disability insurance, 401k with generous company match, and much more!

CURE’s Auto Claims Representative Program is designed to develop the fundamental skills required for a successful claim professional. As an Auto Claims Representative, you will ensure CURE’s customers receive a high level of customer service and professionalism. The program includes a combination of activities aimed at giving the representative a full understanding of the claims department and how the department interacts with other areas of the organization.

Representatives will focus on developing the skills necessary for success by assisting other claims professionals with day-to-day job assignments, doing analytical work, or dealing directly with the customers, claimants, or legal and medical professionals to help gather the critical information necessary for the resolution of a claim. Representatives may also work on specific projects with defined tasks that are critical to the claim department’s success.

Essential Job Functions:

As a representative, you will be the first person our customers speak with when a new claim is filed.

• Document all the facts surrounding the loss to ensure faster cycle times.

• Review our methods of inspection with the customers and let them choose the one that works best.

• Promote the benefits of the CURE Direct Repair Program.

• Review the coverages under the policy and determine what coverages are applicable to each claim.

• Differentiate between repairable and totaled vehicles based on damages.

• Identify, document, and communicate any potential red flags to the file handlers and the team leads.

• Adhere to cycle times established by the business while maintaining quality standards.

• Continually attend training modules to grow within the position.

• Maintain a high level of customer service and professionalism.

• Performs other related duties as assigned.

Experience/Qualifications:

• Strong written and oral communication skills.
  

• Comfortable working at a fast pace with deadlines.

• No insurance experience is necessary.

• Knowledge of automobile components, systems, repair procedures, and related options is a plus.

• Strong organizational skills and the ability to handle a fast-paced work environment.

Benefits

• Medical, dental, and vision insurance
• 401(k) with employer match
• Paid time off (vacation, sick leave, and holidays
• FSA and HRA
• Parental leave opportunities
• Life and Disability Insurance
• Employee Assistance Programs (EAP)
• Discounted tickets to CURE Arena in NJ
• Voluntary Benefits (Pet Insurance, ID & Fraud, Accident & Illness, and more!)

Physical Actions/Environment: Required job duties consist of prompt and regular attendance, ability to frequently move about the office to coordinate work with others; standing, sitting and typing for extended periods; and lifting and/or carrying up to 5 lbs. Ability to frequently communicate with others in-person, on the phone/virtually, and in writing. Ability to read, understand, process and evaluate large amounts of technical information and make related, informed decisions.

Starting Compensation: $23 - $30 per hour

Schedule: Monday - Friday 8:30 AM - 5 PM. We offer a hybrid work schedule: team members work onsite 4 days per week and have the flexibility to work remotely 1 day per week.

Location: Detroit, MI or Princeton, NJ

We recruit, hire, employ, train and promote, and compensate individuals based on job-related qualifications and abilities. We respect the dignity and worth of each individual and are committed to an employment environment that is free from all forms of employment discrimination.

CURE Auto Insurance provides equal employment opportunities to all employees and applicants for

employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, pregnancy, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Disclaimer: This job description reflects management's assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned. This job description may be subject to change at any time.

Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.