Mortgage Consultant
- Generous and competitive healthcare packages
- Employer paid short-term and long-term disability
- Employer paid Life Insurance
- 100% Employer paid Vision
- 401K Plan with match
- 20 days PTO - no waiting periods!
- Fun and collaborative team environment
- Assumes responsibility for effective and professional completion of assigned loan origination functions. Interviews, takes applications, and processes preliminary documentation on loan requests.
- Discusses loan alternatives, credit criteria, interest rates, and loan documentation in a professional manner. Performs follow-up work as necessary to achieve conditional approval within established time frames. Advises members of loan approval or denial and counsels members whose loan requests were denied, explaining reasons and alternatives.
- Assumes responsibility for establishing and maintaining effective and professional business relations with members and credit unions. Answers questions, responds to requests, and resolves issues. Informs members of company loan policies and services. Counsels members regarding money management and financial matters.
- Coordinates functions with related departments and provides support as needed. Keeps management informed of area activities and of any significant problems.
- Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.
- Must possess current NMLS license.
- Strong working knowledge of federal lending regulations, including: FHA, VA, FNMA, and FHLMC guidelines.
- Understanding of the foundation of determining credit worthiness.
- Knowledge of loan policies, products, procedures, processing, and underwriting guidelines.
- Familiarity with title reports, insurance, and appraisals.
- Excellent communication and public relations abilities. Strong interviewing skills.
- Good analytical and financial skills.
- Ability to operate related computer applications.
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