Associate Underwriter

At Risk Placement Services, we're more than just a team – we thrive on collaboration, creativity, and tackling challenges head-on. Our culture fosters an environment where every idea counts, and every individual's contribution matters. Step into a world of excitement and innovation as we work with top-rated carriers to design robust coverage for our clients. Unleash your potential and join our spirited team, where you'll have the freedom to explore and the support to grow.

We believe that every candidate brings something special to the table, including you! So, even if you feel that you’re close but not an exact match, we encourage you to apply.

Risk Placement Services is one of the nation’s largest specialty insurance products distributors. We work with top-rated carriers to design comprehensive coverage for our clients. Our employees are fueled by a culture built around teamwork, creativity and responsiveness. RPS Regency has been a leader in the formation and administration of self insured group (SIG) funds for over 30 years and currently administers 8 Michigan specific SIG funds.

As an Associate Underwriter, you’re on an underwriting team that manages both the workers’ compensation renewal and new business underwriting. This includes managing incoming applications from a network of independent insurance agents, researching business operations and determining eligibility within underwriting guidelines. The position offers opportunities for growth and development, including projects involving coverage rate creation, data research, meeting with insurance agents and activities with partner trade Associations.

The position interacts regularly with clients, prospective members, sales producers, third party claim administrators, excess insurance carriers, loss control engineers, industry trade associations and state regulators. A successful candidate in this role will excel in establishing strong relationships while utilizing data to properly apply various underwriting standards. The goal of this role is to maintain underwriting profitability while generating new business and growth opportunities.

• Work with a team of underwriters, to serve both current and prospective clients.
• Review applicant loss history to measure risk and ensure underwriting standards
• Apply proper processes and procedures for underwriting new and existing business

• Motivated self-starter with the ability to work independently
• Excellent communication in areas of presenting and conveying data
• Analytical capabilities, including interpreting data and developing underwriting strategies
• Strong level of accountability for ensuring processes are followed and deadlines met
• Strong customer service and focus on continuous improvement
• Team oriented with willingness to serve various roles when needed
• Minimum 3 years working in commercial insurance; background in Work Comp a plus
• Functional knowledge of Microsoft Word, Excel, Power Point
• Travel to Agencies & Agency Events (up to/around 10%)

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On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.

Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve:

• Medical/dental/vision plans, which start from day one!
• Life and accident insurance
• 401(K) and Roth options
• Tax-advantaged accounts (HSA, FSA)
• Educational expense reimbursement
• Paid parental leave

Other benefits include:

• Digital mental health services (Talkspace)
• Flexible work hours (availability varies by office and job function)
• Training programs
• Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing
• Charitable matching gift program
• And more...

We value inclusion and diversity

Click Here to review our U.S. Eligibility Requirements and Pay Disclosure Statement

Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work.

Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.

Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as “protected characteristics”) by applicable federal, state, or local laws.

Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.