Senior Commercial Risk Review Auditor

Federal Home Loan Bank of Indianapolis
Detroit, MI
Senior Commercial Risk Review Auditor Location Detroit, MI (Downtown area) : Purpose: The Senior Commercial Risk Review Auditor is responsible for performing reviews of loan assets pledged to the Bank as collateral and ascertain that Bank policies are adhered to, with special focus on Commercial Real Estate (CRE) loans. This position will be a remote position based out of Michigan. The following statements are intended to describe the general nature and level of work being performed by persons assigned to the job. They are not intended to be an exhaustive list of all responsibilities or abilities required of persons so classified. The Bank reserves the right to alter or amend this description at any time. Specific Responsibilities:
  • Perform reviews of assets pledged to the Bank as collateral for advances to determine whether: assets are eligible as collateral; assets pledged are of appropriate quality, regarding various underwriting and loan structure characteristics; members are reporting collateral information accurately, and; applicable laws, regulations, policies and procedures have been complied with.
  • Perform reviews of assets such as 1-4 family loans, multifamily loans, CRE loans, home equity loans and agriculture loans prior to these assets being pledged as collateral and periodically thereafter. Focus is on members with concentrations of CRE loan collateral.
  • Develop and refine standards for pledge of CRE assets based on best practices appropriate to the FHLBank Indianapolis district.
  • Perform reviews of collateral pledged by members posing exceptional risk to the Bank, such as watch list members and large borrowers.
  • Present reports detailing findings, interpreting audit results with recommendations to Bank management with respect to individual members.
  • Perform basic analysis of financial statement line items to determine that collateral reports accurately represent pledged assets.
  • Develop and prepare reports used in analysis of trends in collateral pledged, on a district-wide basis, regarding collateral eligibility and overall collateral quality as expressed by various underwriting factors.
  • Communicate with members' management to prepare for audits and report the findings of the review.
  • Collect and interpret information about members' general procedures and practices regarding custody of collateral pledged to the Bank, both while onsite and by other means, such as email communication or telephone interview.
  • Lend superior experience regarding CRE lending to more complex audit situations encountered during collateral verifications performed by other field review auditors. Also assist with analysis of large single loan reviews of pledged collateral or proposed pledged collateral on an occasional one-off basis.
  • Train other field review auditors with regard CRE lending best practices, specific collateral verification procedures, and the fundamental customer service culture of the FHLBank Indianapolis.
  • Conduct onsite audits of third-party custodians employed by member institutions to evaluate the safety and soundness of the custodians' storage facilities, including control of access to documents and safety of the storage vault. Evaluate processes and procedures employed to track receipt and release of documents held by the custodian. Evaluate procedures used to follow for missing documents and document exceptions.
  • Ability to work with limited supervision in a dynamic environment.
  • Perform special assignments as directed.
  • Competencies: Business Job Knowledge General Decision Making/Judgment Dependability Productivity People Communication Position Requirements:
    • Bachelor's degree in Accounting, Finance, Business Administration, or related field.
    • Minimum of five years' experience working with or directly in a financial institution, preferably in a lending, financial analysis or auditing function.
    • Must be detail-oriented and possess excellent analytical abilities.
    • Must have excellent written and verbal communication skills and the ability to interact with top management of the Bank and FHLBI members.
    • Must be able to establish priorities, organize workflow, and complete assigned projects and daily tasks independently.
    • Must be proficient in Microsoft software applications such as Word and Excel. Knowledge of Microsoft Access and Adobe Acrobat is a plus.
    • Must be willing to travel overnight approximately 50% of time worked
    • Must not have been convicted on any civil or criminal charge that would suggest a risk to Bank security.
    • Ability to work full-time.
    • Ability to uphold and model the bank's guiding principles.
    FHLBank Indianapolis is an Equal Opportunity Employer.
Posted 2025-10-15

Recommended Jobs

Medical Assistant

Orandi Allergy And Asthma Center PL
Wyoming, MI

Job Description Job Description Orandi Allergy and Asthma Center is a privately owned medical practice that has been serving West Michigan and beyond for over 6 years. We are seeking an enthusias…

View Details
Posted 2025-09-16

Data Analyst

Commercial Contracting Corporation
Auburn Hills, MI

COMMERCIAL CONTRACTING CORPORATION OUR MISSION: TO IDENTIFY, HIRE AND RETAIN THE VERY BEST PEOPLE. OUR CORE VALUES KEEP PEOPLE SAFE: We must strive to protect our most valuable asset each an…

View Details
Posted 2025-10-07

Beer and Wine Department Clerk

Ric's Food Center
Rockford, MI

Duties: To assist with stocking. Merchandising. Cleaning. Customer service in a retail grocery setting. Requirements: Must be at least 18.  Must be available on weekends and eve…

View Details
Posted 2025-10-09

Security Officer-Security* Shift Varies 36hrs/wk

University of Michigan Health-West
Wyoming, MI

Requisition #: req11288 Shift: Varies FTE status: 0.9 On-call: Yes Weekends: Yes General Summary The Security Officer ensures a safe and secure environment for employees, physicians, v…

View Details
Posted 2025-10-14

CLINICAL PASTORAL RESIDENT

Covenant HealthCare
Saginaw, MI

Overview:   The CPE Resident demonstrates excellent customer service performance in that his/her attitude and actions are always consistent with the standards contained in the Vision, Mission and …

View Details
Posted 2025-07-29

Principal software engineer networking

Oracle
Wyoming, MI

Job Description At Multicloud Services organization, our mission is to support customer choice, transparency, and value when it comes to cloud infrastructure. We make it easy for our customers …

View Details
Posted 2025-10-18

Welder

Epiroc
Ann Arbor, MI

United. Inspired. Performance unites us, innovation inspires us, and commitment drives us to keep moving forward. All new thinkers are welcome. We are looking for candidates who want to develo…

View Details
Posted 2025-09-29

Project Software Engineer - PC, Mobile & Embedded Diagnostics

Greenlight Professional Services
Bloomfield Hills, MI

Project Software Engineer – PC, Mobile & Embedded Diagnostics About the Role Seeking a Project Engineer to lead development of diagnostic solutions across PC, mobile, and embedded platforms. …

View Details
Posted 2025-10-17

Owner-operator job - Box Truck

Global Employment Team INC
Livonia, MI

NON CDL Box Truck Owner Operators - National Tenant Services Inc. Apply today and start hauling within 3-4 days. You may run under NTS's authority or not. Now accepting new authoriti…

View Details
Posted 2025-10-17

General Labor

Omni Cleaning Service LLC
Detroit, MI

Job Description Job Description Cleaning out apartments,houses,garages commercial buildings etc.   Company Description OCS is dedicated to raising the industries standard in service and pe…

View Details
Posted 2025-07-29