Credit Analyst
- Work directly with sales and credit personnel in generating approval documents while also helping to protect the quality of the Bank’s loan Portfolio.
- Gather and analyze all financial and business information to determine credit worthiness for loans, review and spread borrower financial statements and identify risks or strengths
- In partnership with the Portfolio Managers, assess the credit worthiness of commercial borrowers by identifying risks posed by the borrower’s specialized industry, line of business, financial history and outlook, the economy, and the proposed loan structure, among other factors.
- Create approval and portfolio review documents, including writing summary analysis.
- Work in a team environment and provides support as needed, which may include special projects.
- Assist in the mentoring and training of credit analysts.
- Performs other duties as assigned.
- Bachelor’s degree in Business Administration, Finance, Accounting or Economics
- Experience in banking of finance industry preferred
- Demonstrated confidence, assertiveness, professionalism, and desire to learn
- Strong customer service aptitude and goal oriented
- Proficiency with MS Office Suite
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