Insurance Program Underwriter

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General information

Career area Underwriting Country United States Work Location(s) 1450 American Lane, IL, 500 Woodward Avenue, MI State Michigan City Detroit Remote? No Ref # 16784 Posted Date Thursday, December 14, 2025 Working time Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

The Opportunity

• Looking for insurance underwriting NOT mortgage underwriting experience
• In office position in Detroit, MI or Schaumburg, IL

Support our auto dealer partners by protecting their most valuable assets - their inventory. We provide physical damage coverage for the cars on their lot, strengthening the bonds between our organizations. An Underwriter will evaluate risks according to location, physical and moral hazards, individual risk characteristics, inspection reports, loss experience and company guidelines in order to accept, decline or modify a business submission.

The Work Itself

• Serves as a consultant to producers, customer service and claims personnel, as required.
• Underwrites new and renewal business for ADI inventory insurance programs.
• Submits complex or unusual risks, or risks exceeding personal underwriting authority to the appropriate party for appropriate handling.
• May be assigned specific accounts or territories and is responsible for the profitable performance of that book of business.

The Skills You Bring

• 1-3 years in financial services or similar industry out of college is needed.
• Prior leadership experience is preferred.
• Bachelor's degree in business related discipline preferred.
• Education may be used as a proxy for experience.
• Perform technical tasks required to support ongoing business operations.
• Skilled technician in a hands-on environment, often highly specialized.
• Requires advanced knowledge of Microsoft Office Programs.

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

• Time Away: 11 paid holidays, 20 paid time off days, and 8 hours of volunteer time off, yearly (paid time off is prorated based on start date)
• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
• Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
• Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
• To view more detailed information about Ally's Total Rewards, please visit this link:

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at [email protected]. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range : An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer. Emerging 55000 Experienced 75000 Expert 95000 Incentive Compensation: This position is eligible to participate in our annual incentive plan.